Carrot Card® - A flexible fertility card for employees | Carrot

The easiest, most secure way to pay for fertility care

The Carrot Card provides a fast, reliable, and inclusive way to pay for fertility and family-building care around the world.

A global claims and payments platform

Flexible plan designs

Expert-managed care

Reliable claims processing

Provider network and Carrot Rx integrations

Digital wallet experience

Built-in security controls

Compliant for global workforces

Global reporting and spend management

One card. 50 currencies. Zero friction.

Experience Carrot’s fast, reliable payments technology — streamline your employees’ access to high-quality care and seamlessly manage your global spend. It’s the safest, simplest way to pay for fertility care.

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Flexible payment options

Members can add the card to their digital wallet for easy use at the point of care or through online billing portals

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Trusted security and compliance features

Proprietary fraud detection functionality verifies remaining benefit balances in real time and protects against misuse

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For every journey — including adoption and gestational surrogacy

Support custom plan designs

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Global spend management

Built-in currency conversion tools to adjust for exchange rates

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24/7 customer and member support

Person-to-person support in multiple languages— connect via text, email, phone, or video, anytime, anywhere

An award-winning member experience

Innovative companies choose Carrot

Explore our resources on fertility healthcare and family building.

Samsara: Building on inclusive culture

Box: Lifelong support, worldwide

Criteo: Flexible coverage

Frequently asked questions

What is Carrot Card?

Carrot Card is Carrot’s dedicated payments solution that allows members to pay for eligible fertility and family care services quickly and securely, without paying out of pocket and waiting for reimbursement.

How does Carrot Card work for members?

Eligible members receive access to Carrot Card through their Carrot benefit and can use it to pay for covered services at participating providers, making the payment experience simple and seamless.

How does Carrot Card help employers and health plans?

Carrot Card streamlines claims and payments, improves visibility into benefit utilization, and reduces administrative burden while ensuring funds are used only for covered fertility and family-forming care.

Where can Carrot Card be used?

Carrot Card is designed for use with eligible fertility and family-forming providers and services worldwide, supporting members globally.

Have more questions?

Connect with Carrot today to get the answers you need.

Let’s partner

Design the benefit that works for your organization while delivering on cost, outcomes, and member experience goals.