Stronger unions, stronger families.

Improve member outcomes, reduce costs, and protect the long-term health of your fund, all while ensuring every member and their family has access to high-quality, equitable care.

Unions are built on fairness, dignity, and solidarity

One of the best ways to uphold those values is through benefits that truly support union members and their families. But today, funds are under pressure:

01

Fertility and maternity episodes are two of the highest-cost claims, causing strain on long-term fund sustainability and taking a toll on the mental health of your employees.

02

Complex plan changes and compliance risk make it hard to add new programs, even when you know members need more support.

03

Gaps in coverage leave some members behind, particularly single parents by choice and those living outside major metropolitan areas.

With Carrot, unions can deliver meaningful, modern benefits that improve member outcomes and reduce your costs, all without amending your health plan or disrupting existing vendors.

The result

Smarter spending

Stronger member engagement

Healthier future for your union

Smarter, more efficient benefit spend

Reduce costly complications and unnecessary interventions for your members through proactive education and access to top-quality providers

$4,200

Average savings per member on a pregnancy journey

15%

IVF avoidance

$20K+

Savings per avoided IVF cycle

31%

Fewer NICU visits

19%

Lower c-section rate

Stronger member engagement and trust

When members feel supported, unions see higher retention and workforce stability

90%

member retention

90%

return-to-work after pregnancy

12%

higher productivity during fertility care

65%

lower turnover

Simplified administration, less risk, and clear ROI

Carrot runs outside the health plan as a single integrated platform

Carrot acts as an extension of your team, handling member support, eligibility management, claims coordination, and vendor oversight in one place.

We stay ahead of evolving regulations, standardize policies and communications, and provide clear guardrails for eligibility and coverage, all of which reduce the risk of errors, grievances, or costly compliance missteps.

Transparent reporting tied to fund savings

You can clearly see the impact of your benefits investments through actionable dashboards and insights that connect utilization to cost avoidance and savings.

Measurable, long-term ROI

Carrot connects utilization, clinical outcomes, and cost trends over time, so you can demonstrate sustained value to internal stakeholders and union partners year over year.

See what Carrot could mean for your fund

Trusted by unions and members

I felt so excited and so empowered when I found out that my union was going to be offering Carrot. Benefits like this are crucial – and I’m very happy that our union answered the call.

— Union member, advocate for fertility benefits.

When our union introduced Carrot, it sent a clear message: our families matter. Members finally had access to expert guidance and affordable options, and we’ve seen the difference in both morale and outcomes.

— Carrot participant and union member

Being helped by the loveliest of humans has made all the difference. This can be such a stressful/overwhelming time, and every conversation I've had with someone from Carrot has been so calm, so helpful, and has resolved whatever issue/circumstance we are looking for help with.

— SAG-AFTRA member

A single platform for fertility, family-building, and hormonal health

Carrot is the leader in fertility benefits, with a platform purpose-built to support union members. We provide one connected, clinically grounded experience across the journeys that drive some of your highest-cost and most sensitive claims, so members get to the right care, faster, and your fund gets clearer value.

Proactive education and personalized Carrot care plans for each member and their partner/spouse that evolve with them.

24/7 Care team access to Carrot Companions for navigation and benefits support, and unlimited virtual expert chats with a range of clinical and non-clinical specialists.

Financial enablement and simplified payments through Carrot Card.

Medication management, discounted prescription access, and 24/7 virtual pharmacist support through Carrot Rx.

10K+ providers, agencies, and attorneys in the U.S.

Built-in compliance safeguards and quality assurance measures that protect the Fund while remaining straightforward to administer.

Support for every union member and their family, no matter the journey

Carrot works with your fund to design a plan that fits your budget and goals — from navigation-only models to comprehensive financial and medication support. You choose where to start, and Carrot scales with you over time.

Egg, sperm, and embryo freezing

Carrot supports fertility preservation — personal or medical, any reason, anytime, through preparation, freezing, and storage.

Gestational surrogacy

Carrot provides an array of support for donor-assisted journeys such as gestational surrogacy as well as adoption support and guidance to vetted agencies or partners.

Adoption

Carrot provides robust support for all ways people pursue parenthood, including guidance to vetted adoption agencies and legal partners.

Pregnancy and postpartum

From prenatal to postpartum, Carrot provides world-class resources, support, and education that improves health outcomes, lowers healthcare costs, and helps employees navigate life changes.

Parenting and return to work

Carrot Fertility helps new parents confidently re-enter the workforce by offering personalized support and educational resources to help them plan for their family and their careers.

Menopause

Fertility health is a lifelong journey, and Carrot is there every step of the way. As a clinically-validated, age-inclusive package, no employee is left behind.

IVF

When IVF is the right option, Carrot prioritizes safe and cost-effective pregnancies. By promoting single embryo transfers, Carrot decreases risks and drives healthier outcomes.

Resources for union leaders

Give your board and fellow leaders the information they need to evaluate Carrot with confidence.

The top 10 menopause myths, and the real facts you need to know

From weight gain to hormone therapy fears, we debunk the top 10 menopause myths with facts from experts so you can feel confident and informed.

GLP-1 and menopause: Managing midlife weight and symptoms

Frequently Asked Questions

Does Carrot require us to amend our health plan?

No, Carrot operates entirely outside the health plan so that you can add high-impact support without amendments, new claims processing, network changes, or stopless issues.

How does Carrot help control costs and protect the fund?

Carrot prioritizes the proper care, first through proactive education, clinical guidance, and provider steerage. This reduces unnecessary interventions, multiple births, and NICU stays, delivering considerable savings and a 4:1 ROI.

Is this benefit inclusive of all members and their families?

Yes! Carrot is designed to support every member and their spouse/partner on every path.

Do we have to offer a financial benefit to see value?

No, many funds start with navigation, education, and expert guidance alone. These services drive meaningful improvements in outcomes and cost savings. You can add financial benefits over time, with compliance guardrails and HSA-safe design.

How much administration is required from our team?

Very little. Carrot is a single, integrated platform that streamlines implementation, member communications, and reporting. This has led us to a 96% implementation rating.

How will we know if Carrot is working for our fund?

Carrot provides transparent, data-driven reporting on utilization, member satisfaction, and key clinical and financial outcomes to help you demonstrate ROI.

Deliver better care and a stronger future for your union

Carrot is the trusted partner of unions across the country because we understand your goals.